Wise Investments and Associates, Inc. 386-671-7499

Wise Investments & Associates, Inc. offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide: 30 Year Conventional Conforming, 20 Year Conventional Conforming, 15 Year Conventional Conforming, 2/28 ARM, 2/28 Convertible ARM, No Income No Asset (NINA), No Income Verification (NIV). 100 % Finance with scores as low as 600. Stated Income and Stated Asset as well as limited doc (12 month & 24 month bank statement programs) and no doc loans available. Loans available with credit scores as low as 500. Hard equity and commercial loans of every size up to 10 million also available.

30 Year Conventional
15 Year Conventional
20 Year Conventional
2/28 ARM
NINA
Stated
Limited Doc
2/1 BuyDown
Pay Option Arm

Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $417,000 for the contiguous states, District of Columbia, and Puerto Rico or below $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $333,700 with closing costs of $6,674. Jumbo Loans (whose maximum loan amount exceed $417,000 for the contiguous states, District of Columbia, and Puerto Rico or exceed $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $20,000. Your actual APR may be different depending upon these factors.